New Jersey (NJ)
Hard Money Loans in New Jersey
Fast, flexible real estate investment financing for New Jersey investors. Fix & flip, construction, DSCR rental, and bridge loans available statewide.
Real Estate Investing in New Jersey
New Jersey sits at the crossroads of the New York and Philadelphia metros, giving investors access to two of the largest job markets in the country. The state's diverse geography ranges from urban multifamily in Newark and Jersey City to suburban flips on the Shore. High population density and limited new construction create persistent demand for renovated housing. Atlantic City's casino economy and the Jersey Shore tourism market add short-term rental potential.
Jersey City and Newark have seen property values surge as NYC commuters seek more affordable alternatives, with PATH train-accessible neighborhoods commanding the highest premiums.
Top Markets in New Jersey
Loan Programs Available in New Jersey
Fix & Flip Loans
Up to 92.5% LTC with 100% rehab funding. 13-19 month terms.
Learn moreGround-Up Construction
Up to 90% LTC with 100% construction funding. 19-24 month terms.
Learn moreDSCR Rental Loans
Up to 80% LTV. 30-year fixed rate. No income verification.
Learn moreBridge Loans
Up to 80% LTV. Close in 7-10 days. Flexible exit strategies.
Learn moreNew Jersey Hard Money Lending FAQ
Ready to Invest in New Jersey?
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